Our Services & References

OUR SERVICES

We provide a wide range of mortgage and lending related services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction. 

Of course it is important to stay on top of your credit profile at all times, not just when it is time to apply for new credit.  One of the best ways to do this, is to pull a free credit report directly from the 3 bureaus once a year and make sure you recognize everything it contains.  This can be done at www.annualcreditreport.com

Once you have done this and know that there are no unknown issues, you can click the button below, fill in the blanks (your social security number will help make it more accurate but is NOT required),  then click  continue.  A soft pull of your credit report will be securely sent to one of our mortgage professionals, that will review it and get back to you with additional questions  and  information ASAP.   This is the first step towards becoming  pre-qualified.   We want to keep your business private, so before initiating the soft pull on your credit, please go to www.optoutprescreen.com this will limit who the Credit Bureaus can sell your contact info to.  Furthermore, registering your phone number(s) here https://www.donotcall.gov/register.html will also help reduce the number of unwanted phone calls you get.

Curious, but not ready to have us see your credit just yet?   Click here for a free credit score estimator  (just click the back button when you are done and it will bring you right back here) 

What we do for you

We will do all the math, show you all the options and then advise you on what is the best program for you and your unique situation. However, the final decision is always yours. Our goal is getting you the lowest overall monthly payment by taking into account all the parts that make it up, not just the rate.

Rates

Asking "what is the rate?", is kind of like asking "how long is a rope?"  Rates are very complicated and there are many factors that determine a final rate.    We  get rates from numerous sources and also get rate changes sometimes as often as 4 or 5 times a day.  When some one chooses to work with us we take that trust very serious, and we help them find the right loan at the best price.  Yes, we can play one lender against another for YOUR benefit, and we do it often.  We want to give you a correct and accurate rate for your individual circumstances. We do NOT want to just throw some "ball park" number at you, and then not live up to it later. Please contact us and we will make sure you are given a realistic and accurate quote.

Programs we offer

All types of loan programs available.  FHA, VA, Conv, Freddie Mac, Fannie Mae, USDA, Jumbo, Non-Traditional, Bank Statements, Zero Down and many more.  All this and commercial lending connections as well.
Discover more about our extensive range of residential and commercial lending services. We constantly update this page, but if you still can’t find what you’re looking for, please feel free to get in touch with us – we will be more than happy to help.

All the services you need,
all in one place.

We offer a wide range of products and services to meet every type of need.

We want to be your one stop shop.  Let our 25+ years of experience work to your advantage.  Whatever it is Real Estate related, now you have a expert adviser to give you all facts you need to make the best decision possible.  The decision, ultimately, is always yours.  We just give you the correct principles so you are making the most informed decision, we do everything in our power to make sure their are no regrets down the road. 

Book Service

Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help. 
Book an appointment

References

We have worked with multiple builders, realtors, lenders, escrow officers, lawyers, veterans and people from all walks of life. Out of respect for their privacy we will not post a list of their names and numbers here for all to see. However, if you would like a to talk to a someone from one of the areas listed above, names and numbers can be given out on an individual basis.
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